As a development economist, Deepali Pant Joshi, PhD, has dedicated her career to the cause of financial inclusion. As RBI’s Executive Director, she was associated with policy in the area of rural credit and consumer protection working for strengthening grassroots level institutions and gender equity. Poverty alleviation, microfinance for macro change and sustainable financial inclusion have remained closest to her heart.
A firm believer in demand side and supply, she is of the view that wider financial inclusion is the result of greater customer empowerment led by financial literacy. Bringing focus on strengthening credit absorption capacities, leveraging IT, collaboration of central, state governments, banks, insurance and intermediaries towards achievement of financial inclusion objectives, have been her forte.
Deepali has to her credit a blueprint to combat poverty, highlighting the critical role of banks and financial institutions. She was the RBI nominee on the G-20 Committee on Financial Inclusion and continues to bring academic rigor and objectivity in search of questions and offers carefully thought out answers.